About Us

Heritage Trust Federal Credit Union was founded in 1955 and is now one of the largest credit unions in the greater Charleston Metro area with $650 MM in assets and serving over 50,000 members. With trust as a core value, the credit union offers a full suite of products, from savings, checking and investment options to real estate and commercial lending and business solutions.

2020 Credit Union Officials

Heritage Trust’s Board of Directors are elected by the credit union’s membership.

Officials serve on a voluntary basis and receive no compensation for the time they spend working on behalf of the membership of the credit union.

Board of Directors Supervisory Committee
Troy D. Draughn, Chairman Walton Orvin, Chairman
Bette Century-Thomas, Vice Chairman William Hamilton
Susan J. Mertz, Sec./Treasurer Jimmy E. Needham
Samuel Coleman Rosetta Alexander
Tina B. Doscher Donald Smith
Jimmy L. Green
Diane M. Howard
Bradley W. Mallett, Jr.
Melvin D. Willis

2020 Holiday Schedule
Heritage Trust will be closed in observance of the following holidays

  • January 1- New Year’s Day
  • January 20 – Martin Luther King Jr. Day
  • February 17 – Presidents’ Day
  • May 25 – Memorial Day
  • July 4 – Independence Day
  • September 7 – Labor Day
  • October 12 – Columbus Day
  • November 11 – Veterans Day
  • November 26 & 27 – Thanksgiving
  • December 24 – Christmas Eve
  • December 25 – Christmas


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.


Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company.