ATM and Debit cards were designed to create ease of access, allowing members to choose how they interact with us. Heritage Trust's network of 38 ATMs allows you access to your checking or savings account 24 hours a day.

The Heritage Trust Debit card looks like a credit card, but works like a check. Now you can leave your check book at home and use your Debit card at ATMs, POS (Point of Sale) terminals (like those found in grocery stores), and merchants who display the MasterCard logo. These transactions do not have any fees associated with them.

Besides using your Debit card for purchases, it is also an ATM card. And when used at any Heritage Trust ATM, there is no charge. Every purchase made with this card appears on your Heritage Trust monthly statement. And your Debit card is free. Before you write another check, call 843.832.2600 or 800.845.5550

Notice to members with debit cards: An analysis is done every year, based on fraudulent activity reports from MasterCard and Visa, to determine which countries are at a high risk for fraudulent activity. For security reasons and to prevent losses for fraudulent transactions, we are advised to block or restrict usage of cards in some countries.

Your debit card will not work for purchases, but will be accessible to be used at ATM's or for PIN transactions, in the following countries:

In all other countries, not listed above, your debit card will work anywhere that the MasterCard, Cirrus, STAR or AFFN logos are displayed.