Introducing...Accel

Heritage Trust is pleased to announce the newest member benefit - Accel Members Financial Counseling.

As a valued member of Heritage Trust, we are committed to serving you. And as a benefit of your membership, we are providing you with free access to and financial education and counseling services.

Heritage Trust has teamed up with Accel, a financial counseling program. Through comprehensive education and exceptional service, this organization has been assisting individuals for more than 44 years.

Through our partnership with Accel, you will enjoy unlimited access to financial counselors without paying - it's free!

As a member of Heritage Trust, you can receive assistance with:

• Personal and family budgeting
• Understanding your personal credit report and how to improve your score
• Personal money management
• Debt repayment
• Avoiding bankruptcy, foreclosure, and repossession

Accel can give personalized answers to your individual needs. For issues ranging from a proactive savings plan to saving a home from foreclosure, advice is only a phone call away.

Accel counselors are available Monday through Thursday 8 a.m. to 10 p.m. (EST), Friday 8 a.m. to 7 p.m. and Saturday from 9 a.m. to 1 p.m. To use this new service, simply call 1-877-33ACCEL (332-2235) or visit them on the web at www.accelservices.org