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The following terms of use apply to your access to and use
of Heritage Trust Federal Credit Union's Web site. These terms
and conditions are important - please take a moment and read
them carefully. By accessing any page of our Web site, you
agree to be bound by these terms, whether or not you are our
member. If you do not agree to the following terms and conditions,
do not access this site or any page thereof.
General Information:
All of the information and content of our Web site are subject
to change without notice. Not all products and services are
available in all geographic areas. Your eligibility for specific
products and services is subject to determination and approval
by us.
Disclosure of Warranties and Liabilities
All information provided on this Web site is believed by us
to be accurate and reliable as of the date posted on the site.
However, due to the possibility of human and mechanical error,
as well as other factors, we are not responsible for errors
in or omissions from the information contained in this Web
site. All of the information, materials, and functions contained
in our Web site are provided on an "AS IS" basis
without warranties of any kind, either express or implied,
including, but not limited to, warranties or merchantability,
fitness for a particular purpose, or freedom from computer
virus. We do not warrant the adequacy, accuracy, timeliness,
or completeness of the information and materials included
in our Web site or in other sites linked to or from our Web
site, or that the functions provided will be uninterrupted
or error-free, and expressly disclaims any liability for any
errors in or omissions from information, materials and functions
included in our Web site or any other sites linked to or from
our Web site.
In no event will we be liable for any direct or indirect,
special, incidental, consequential or punitive damages or
lost profits arising in connection with your use of this Web
site, or any interruption in the availability of our Web site,
delay in operation or transmission, computer virus, loss of
data, or otherwise, even if we have been advised of the possibility
of such damages or losses.
User Indemnification
You agree to indemnify, defend and hold us harmless from any
liability, loss, claim and expense, including attorneys' fees,
related to your violation of these terms and conditions or
the use of the services and information provided at this Web
site.
Privacy and Use of Information
We understand that you are concerned about privacy. For information
about how we treat information provided to us on our Web site,
please refer to the Privacy Policy.
Links to Other Web Sites
Our Web site may contain links to other Web sites. Such links
are not endorsements of any products or services in those
sites, and no information in such sites has been endorsed
or approved by us. We are not responsible for the content,
accuracy, or opinions expressed in other Web sites, and such
Web sites are not investigated, monitored, or checked for
accuracy or completeness by us. Links to non-Heritage Trust
Federal Credit Union Web sites are provided solely for the
purpose of providing easy navigation to information that may
be useful to users of our Web site.
Copyright
The content, organization, gathering, graphics, design, software,
compilation, magnetic translation, digital conversions, and
other matters related to this Web site are protected under
applicable copyright, trademark, and other proprietary rights,
including but not limited to, intellectual property rights.
Furthermore, the copying, redistribution, alteration, use,
or publication by you of any content or part of this Web site
is prohibited without our prior written consent. You do not
acquire ownership rights to any content or document obtained
by or through this Web site.
Location of Operations, Governing Law, and Consent to Jurisdiction
This Web site (excluding linked sites) is controlled by Heritage
Trust Federal Credit Union from its offices in the State of
South Carolina, United States of America. While you may choose
to access our Web site from other locations, we make no representation
that any information, materials, or functions included in
our Web site are appropriate or authorized for use in other
jurisdictions.Your access from other locations is made on
your own initiative; you, and not us, are responsible for
compliance with any applicable local laws and regulations.
Your access to and use of our Web site and these terms are
governed by and will be construed in accordance with the laws
of the State of South Carolina without regard to principles
of conflicts of laws, to the extent not pre-empted by federal
law. In the event that any provision of these terms is held
unenforceable, it will not affect the validity or enforceability
of the remaining provisions.
In the event of a dispute concerning or relating in any way
to this Web site, you and Heritage Trust Federal Credit Union
hereby submit to the exclusive personal jurisdiction and venue
of the State and Federal Courts located in the State of South
Carolina with respect to such matters.
As of June 2006
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